2019 Year-End Awards

Part of our culture at Super Tyres is to recognise and reward our staff for the hard work they do throughout the year, and the end of the year is a fitting period for reflections like these. On December 16, everyone gathered for our annual awards ceremony. The Durban team gathered at head office, while the Zululand team met up at the Dunlop Zone Empangeni branch.

In 2019, we introduced a new award in honour of our founders, Bob & Jos Horn, est. 1971. Chris, from our Empangeni branch, became the first recipient of this award, based on how he stepped up as an area mentor and took on the challenge. Gonnie, from the PMB branch, was another superhero whose incredible work was recognised on the day. Here are some of the award recipients from this special day.

What to do when you’re in an accident

  1. When you are in an accident, it is important to stay calm, don’t talk too much and only exchange personal and insurance information with the drivers of the other cars.
  2. It is also important to report the accident to the police immediately and obtain a case number that the insurance company will require when you lodge your claim.
  3. If anyone got hurt in the accident (or if you think anyone got hurt), then everybody who is part of the accident remains at the accident scene. Report it to the police and they will come out to you to give you a case number.
  4. Keep a copy of your insurance schedule with your policy number and the company’s contact details on your phone and in your car at all times. If you are in an accident, call the emergency roadside, your broker or the insurance company’s call centre for further guidance.

Always remember to contact your broker or insurance company if you change cars or if the address changes where the car is parked in the day or night like when you move or change jobs.

Everything You Need to Know About Car Insurance – Value and Premium

Determining the Value of Your Car

When you insure your car, most of the insurance companies will use the computer system to determine the current value of your car. That is why they need to know exactly what car you have like its model number, what year it was manufactured and if you made any modifications to the car.

You can either insure your car for its retail value or market value. The retail value is a better option. Or, you can save on your premium and only insure it for its trade-in value which is a lower value than dealerships normally payout when you sell the car to them or trade it in for a new one.

If you have made extensive modifications to your car or you have an old vintage car that you want to insure, the insurance company will ask you to send in a written valuation of the value.

Determining the Premium You’ll Pay

The use of the car is important when the premium is calculated. For example, if the car is used for deliveries, then it will increase the risk on the car and the premium may be higher. Trips to and from your work count as personal use. When you visit clients during the day, it will be considered either full or partial business use, depending on your type of work and number of visits you make to clients or suppliers every day.

Apart from the use of the car, your premium will also be influenced by, for example:

  • the value of the vehicle;
  • the colour of the vehicle (white cars and cars with bright colours like yellow are normally cheaper);
  • who drives the car (with some companies, insurance on women is cheaper);
  • how old the driver is (young drivers usually pay more because they tend to be more inexperienced and/or irresponsible on the road) or how long the driver has a license;
  • where the car is parked in the day or night (how safe or risky the address is where it is parked, whether it is out in the open or locked up in a garage);
  • previous claims you had (which you have to be very honest about); and
  • the excess you choose (this is the amount that you will be responsible for if you have a claim).

Other Options When Taking Out Insurance

If you choose a higher excess, you will pay a lower premium. Just make sure that if you choose a higher excess to save money, you have emergency funds available to pay the excess if your car was in an accident. Some companies offer you a chance not to have any excess, but of course, at a higher premium.

You have the option to add “Car Hire” as an extra benefit to your policy, which will increase your premium. If your car was in an accident longer than a certain period, you will be able to hire a car for a certain period at no cost to yourself.

Most insurance companies will only provide cover on the car if the person driving the car was specified on the policy as the regular driver. Make sure what your policy says before you let anyone else drive your car. Some companies allow you to add other drivers, like your spouse. Some companies do not list specific names of drivers, but they may charge you an extra excess if the car was driven by anyone else. In any instance, the other driver of your car must either:

  • have a valid driver’s license; or
  • or a learner’s license and be accompanied by someone with a valid driver’s license.

Everything You Need to Know About Car Insurance – Types of Insurance

Car insurance is available for motor vehicles, motorcycles, light delivery vehicles, caravans, and trailers. There are also specific business policies available for emergency vehicles. There are three types of insurance for your car:

•    Comprehensive cover

•    Third-party, fire and theft cover

•    Third-party cover

Comprehensive Cover

This type of cover is compulsory if your car is still financed. It is more expensive, but it’s the best insurance you can get, even if your car is fully paid. “Comprehensive insurance” means that the following is covered:

  • The damages to your own car when you were in an accident (excluding your excess, which is a payment that you must make when you have a claim).
  • Full or part of the damages to any other car(s) that were directly involved in your accident which we call “Third-party cover”.
  • Fire that damages or destroys your car.
  • The theft and/or hijacking of your car (some policies do not cover this in full or with higher excess payments that you have to make, so check your policy document).

Third-Party, Fire and Theft Cover

With this cover, you are not covered for damages to your own car so, it is definitely cheaper to have only this insurance, but you may not be able to replace your car if the car is written off in an accident. If you have this cover and you are the wrong party in an accident, it is likely that the other car will, even if they have their own insurance, claim against your policy. You are also covered for a fire that damages or destroys your car and the theft and/or hijacking of your car.

Third-Party Cover

This is the cover that is the cheapest and will only provide cover for other cars, as described above.

What is Not Covered?

Normal wear-and-tear on a car and services are not covered by car insurance. It is also important that you read your policy schedule so that you know of any types of cover that may be specifically excluded from your policy. Like with most insurance, your car is not covered for intentional damage. Make sure that your car is covered outside of South Africa when you leave the country, in which case you need to request a certificate from your broker or insurance company that confirms you have a cover in the car. This certificate is to be presented at the border.

Yes 4 Youth

Yes4Youth is a business-driven initiative which is breaking new ground by pioneering a partnership with government and labour, in collectively tackling a national plan to build economic pathways for black youth. The goal is for 1 million black youths to be employed by 2030.

In November, Super Tyres hosted an induction for 11 Yes4Youth candidates, who will be hosted for a full year by Super Tyres in 2020.  Each candidate is set to receive a R3 500 stipend and a cell phone (a Yes4Youth requirement for communication access with the organisation that is essential in the reporting and updating process).

Super Tyres will earn B-BBEE points for their participation, and it will create an opportunity for the young candidates to be brought into the family permanently.

Andre Russell- 09 October 2019

To whom it may concern

On Wednesday 9 October I had an Incident regarding my Audi TT RS 160km outside Bloemfontein. I had my tyre cut open by a reflector on the road on the sidewall of the tyre, thus the sludge on the Run Flat tyres did not work and I had to replace the tyre. As you know it is not an easy task to get this specific Run-flat tyre size for this specific car. With this in mind, I had 2 wonderful guys assisting me in the process and I would just like to highlight the fact that they are incredibly hard workers and definitely go the extra mile to assist their clients

Personally I would like to thank Vincent Pienaar and Wesley from Super-Tyres for their super assistance, great personalities, and wonderful work ethic. They made an incredibly frustrating situation bearable.

Once again thank you very much to these 2 gentlemen, they are a definite asset to your company.

Kind Regards

Andre Russell

Nomusa Gumbi- 28 August 2019

Super Tyres Richards Bay. Best Service ever! Every time I go there I get the best service. And the gentlemen there! Their service is the best!

Always so friendly, we need people like that yazi! They just brighten your day with their smiles.

Nomusa Gumbi

 

Learnership

For the past two years, Super Tyres has been running learnerships in Wholesale and Retail Management NQF 4. This provides opportunities to those who were previously unemployed and allows them to complete a qualification while earning an income. 

This qualification lays the foundation for the development of management qualifications across various sectors and industries. It specifically develops management competencies required by learners in any occupation, particularly those who are currently operating as junior managers. The qualification introduces key terms, rules, concepts, principles and practices of management that will enable learners to be informed managers in any occupation. It has also been developed to enable managers, or prospective managers, to access higher education and provide flexible access to life-long learning.

The scope of management covers four domains: leadership, self-management, people management and management practices. This qualification addresses each of these domains with generic competencies, thereby enabling learning programmes to be contextualised for specific sectors and industries. This qualification provides opportunities for people to transfer between various specialisations within management. This will therefore enable management competencies to be strengthened, and enable managers to better manage systems, processes, resources, self, teams and individuals in various occupations. It is intended to empower learners to acquire knowledge, skills, attitudes and values required to operate confidently as individuals in the South African economy and to respond to the challenges of the economic environment and changing world of work. Ultimately, this qualification is aimed at improving the productivity and efficiency of future managers within all occupations in South Africa.

Asibambisane: ABET Graduation

On Wednesday the 6th of March 2019, a Graduation Ceremony was held for our sponsored ABET Learners and the Learners who completed the Further Education & Training Certificate in Wholesale & Retail Management NQF 4.

The Adult Education and Training (AET) programme is a passion project that Media Works (who were contracted by Super Tyres) has been implementing for the past 23 years, equipping learners with vital communication and numerical skills.

L – R: Amanda Marajh (HR), Miss Peggy Dube (Graduate), Leslie Bush (Financial Manager).

Their holistic approach to education ensures that our learners are not just equipped with basic literacy and mathematical skills, but that they develop the life skills necessary to apply the knowledge to their roles within life and the company. This formal learning and training undertaken by adults for the improvement of their knowledge and skills is for personal development, further learning and/or employment. This learning has resulted in a General Education and Training Certificate.